The long-term loan usually requires that a foreign student have a" comaker"( or cosigner, who in effect guarantees repayment) who is not related and is either a United States citizen or permanent resident. 期贷款通常“贷”(署,)贷属系美永。
cosigner [ noun ]
one of two or more signers of the same document (as a treaty or declaration)
<noun.person>
a signer in addition to the principal signer (to verify the authenticity of the principal signature or to provide surety)